Independent guidance
Terms & Conditions
These terms govern use of our educational website and consultation service.
Terms of use
Acceptance and acceptable use
By using this site, you agree to use it lawfully and not interfere with its operation, security, content, or other users.
Educational service only
Site content and consultations provide general educational information. They do not create insurance coverage, a professional-client relationship, or an obligation to contact a provider.
No warranty of outcomes
We do not warrant that coverage will be available or that a provider will offer any particular terms or pricing.
Third-party services
Provider websites, policies, and services are independently controlled. Your interactions and any policy decision are solely between you and the provider.
Intellectual property
Site text, design, and branding are owned by DUREABLE MEDCARE LLC or used with permission and may not be reproduced without authorization.
Limitation of liability
To the fullest extent permitted by law, DUREABLE MEDCARE LLC is not liable for indirect or consequential loss arising from use of this site or third-party services.
Governing law
These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles.
Changes and contact
We may update these terms by posting a revised version. Questions may be directed to (888) 999-1692 or 30 South 15th Street, Philadelphia, PA 19102.
DUREABLE MEDCARE LLC is an independent consultancy and referral service only. We do not sell, underwrite, or issue insurance policies.